We manage the assets of our own insurance business as well as the assets of institutional customers. As a leading institutional real estate asset manager, we provide our customers with unique access to the European real estate market.
Proprietary Insurance Asset Management
Proprietary Insurance Asset Management (PAM) uses disciplined asset and liability management to manage the assets of the Swiss Life Group’s own insurance companies. PAM is the source and backbone of our insurance business. Risk management is the core of our investment philosophy. We have nearly 160 years of success in this field.
We ensure stable long-term investment returns through capital-efficient investment strategies with 400 employees at our three locations in Zurich, Paris and Munich. This protects the interest rate margin and the solvency of our insurance business. As at the end of December 2016, PAM managed total assets of CHF 154.6 bn from the insurance business.
The majority of our investments are allocated to fixed-income and real estate assets.