Asset management: a strategic activity in line with the Swiss Life group's business

From pensions funds to funds management
For the past 150 years, Swiss Life has been a market leader on the life insurance and pension market. The Group, which operates in Switzerland, France, Germany and Luxembourg, has created an international network of partners - Swiss Life Network – which spans more than 70 countries and regions.

Specialist in asset management, Swiss Life Asset Management (Swiss Life AM) offers products and services designed not only to meet the ambitions of the Swiss Life Group as regards insurance and pension solutions for individuals, but also to serve the needs of its own institutional clients.

Our investment philosophy is a natural follow-up to the Group's insurance and pension businesses. This ability to manage the proprietary asset of Group Insurance companies over the long term by following prudent investing principles is the foundation of our experience in the third-party financial management market. Today, we're also placing these skills at the service of investors to support their own strategies.

Expertise combined with capability
Thanks to an expert management approach, we provide our clients with a specific access to our range of products (  money-market funds, fixed-income and equity funds, balanced funds and mandates, etc.), through three types of specialisations:

• Asset allocation: adapting to the investor profile
  Our asset allocation system is based on a thorough knowledge of the individual or institutional investor. We take into account their constraints, financial situation, the risk aversion level and the duration and nature of its own commitments, to propose the financial solution most suited to their profile.
  
  
• Interest rate and credit management: implementing proven and active expertise
  Through the management of the insurance proprietary assets of the Swiss Life group, we have acquired experience and skills in interest-rate management. At Swiss Life AM, we have also honed our skills on more specialised segments such as credit markets and inflation-indexed bonds.
  
  
• Equities and balanced asset management: expertly charting our risks
  On the equity market, and more particularly on the European equities market, we map out risk budget strategies. Using mathematical models of quantitative risk assessment, we create portfolios based on a systematic management method, coupled with the qualitative monitoring of our investment choices.